Si ha sufrido una lesión en el trabajo, la tabla de indemnizaciones por compensación laboral de Arizona ofrece un desglose claro de cómo se determina la indemnización. La tabla asigna a cada parte del cuerpo lesionada un porcentaje de su salario mensual promedio (AMW) y el número de meses durante los que puede recibir prestaciones.
Con el límite salarial y las tasas de beneficios de 2025, es posible estimar rangos de pago realistas, desde unos pocos miles de dólares para lesiones leves hasta decenas de miles para lesiones más graves. Esta información le permite abordar su reclamación de compensación laboral en Phoenix con expectativas claras y la confianza necesaria para obtener las prestaciones que se merece.
Cómo funciona la tabla de indemnizaciones por compensación laboral de Arizona
La tabla de indemnizaciones por accidentes laborales de Arizona es una guía específica del estado que muestra los importes típicos de las indemnizaciones por lesiones permanentes en diferentes partes del cuerpo. En ella se establece el número de meses de indemnización a los que puede tener derecho, en función del porcentaje de discapacidad. En Arizona, las lesiones programadas, como la pérdida de un pulgar o un dedo, siguen un esquema mensual fijo. En el caso de las lesiones no programadas, como las lesiones de espalda o hombro, la tabla no se aplica directamente.
La tabla ayuda a estimar las prestaciones en una fase temprana y facilita negociaciones justas más adelante, proporcionando a los trabajadores lesionados un marco de referencia a la hora de hablar con las aseguradoras o ajustar sus expectativas una vez finalizado el tratamiento.
El salario mensual promedio máximo (AMW) de Arizona para 2025 y lo que significa para sus beneficios
En 2025, el salario mensual promedio máximo (AMW) de Arizona se establece en $5906,55 para las lesiones sufridas entre el 1 de enero y el 31 de diciembre de 2025. Las prestaciones por incapacidad temporal se pagan a dos tercios de esa cantidad, lo que supone un máximo de $3937,70 al mes. Ese límite determina cómo se calculan los pagos en la tabla de indemnizaciones: Para las partes del cuerpo programadas, la indemnización es un porcentaje del AMW durante el número de meses prescrito. Incluso si alguien ganara más, las prestaciones no pueden superar la tasa máxima.
Lesiones programadas vs. lesiones no programadas en la compensación laboral de Arizona
Arizona divide las lesiones permanentes en dos categorías. Analicémoslas para ver cómo pueden afectar su acuerdo de compensación laboral:
Lesiones programadas
These cover certain body parts listed in ARS § 23-1044(B) , where the law specifies a certain number of months of compensation. The monthly payment is based on a percentage of your Average Monthly Wage (AMW), depending on your level of disability. If you are unable to return to your previous job duties due to the injury, the rate increases. Scheduled injuries listed include: thumb, finger, toe, hand, or eye.
Unplanned injuries
These refer to body parts or combinations not specifically listed in the scheduled table. Compensation is based on loss of earning capacity (LEC), which takes into account factors such as age, education, work history, and work limitations.
Typical unplanned injuries include:
- Back (spinal injuries)
- Neck
- Shoulder
- Hip
- Head injuries, including traumatic brain injuries
- Occupational diseases (e.g., repetitive motion disorders)
- Multiple planned injuries combined in a single incident
For example, the complete loss of a thumb is a scheduled injury, providing 15 months of compensation at 55% of the AMW. With the 2025 AMW capped at $5,906.55, the payout is calculated from that limit, and partial losses are reduced proportionally. A shoulder injury is considered unscheduled, with benefits equal to 55% of the difference between the worker’s AMW and post-injury earnings, as determined individually by the Industrial Commission.
Arizona Workers’ Compensation Payment Schedule for 2025
Examining how the numbers for scheduled and unscheduled injuries align provides a clearer understanding of how benefits are calculated under Arizona law.
Scheduled injuries — 2025 AMW with a limit of $5906.55
| Body part | Months of compensation | % of AMW | Estimated compensation |
| Thumb (total loss) | 15 | 55% or up to 75% if you cannot return to work | ~$48,660 (or more if it’s 75%) |
| Index finger (total loss) | 9 | 55% | ~$29,280 |
| Middle finger (total loss) | 7 | 55% | ~$22,760 |
| Ring finger (total loss) | 5 | 55% | ~$16,270 |
| Little finger (total loss) | 4 | 55% | ~$13,015 |
| Big toe (total loss) | 7 | 55% | ~$22,760 |
| Any other toe (total loss) | 2.5 | 55% | ~$8,110 |
| Main (dominant) hand | 50 | 55% or 75% | ~$162,400 (or more) |
| Secondary hand | 40 | 55% | ~$130,400 |
| Main arm | 60 | 55% | ~$195,000 |
| Secondary arm | 50 | 55% | ~$162,400 |
| Foot | 40 | 55% | ~$130,400 |
| Leg | 50 | 55% | ~$162,400 |
| Eye (loss of sight without enucleation) | 25 | 55% | ~$204,100 |
| Eye (enucleation or removal) | 30 | 55% | ~$240,000 |
| Hearing (one ear) | 20 | 55% | ~$130,400 |
| Hearing (both ears) | 60 | 55% | ~$390,000 |
| Facial disfigurement or loss of teeth | Up to 18 | 55% | Up to ~$117,400 |
These figures are from ARS § 23-1044(B), which sets the payment conditions for scheduled disabilities. If an injury prevents you from returning to your previous job, the rates can increase to 75% of your AMW instead of 55%.
Unplanned injuries — based on loss of earning capacity (LEC)
Unplanned injuries are not tied to a set list of body parts. Instead, benefits are calculated based on the earning capacity you have permanently lost. Monthly compensation is determined by comparing your previous salary with what you can earn after the injury.
| Type of injury | % of AMW used | Duration | Grades |
| Permanent partial loss of the ability to generate income | 55% of the salary difference | Until further review or for life | Annual income reports are required; benefits may be adjusted. |
| Permanent total disability | 66⅔% of AMW | For life | Total disability that prevents any future income |
Since the right to benefits is based on medical and vocational evidence, the Industrial Commission reviews each case individually.
READ MORE: Georgia Workers’ Compensation Severance Pay Chart
Other factors that may change the amount of your compensation in Arizona
Even with the table, the actual compensation depends on other factors. Below are the main categories and how each can influence the final compensation.
Past and future medical expenses
The costs of approved treatments, both those already incurred and those anticipated, affect the settlement figures. If medical care is needed in the future, this must be taken into account in the lump-sum payment arrangements.
Attorney fees and allowable deductions
Arizona limits attorney fees to 25% of the portion related to permanent disability. Other approved costs and expenses may also be deducted from the final payment.
Seizures or subrogation
If another party covered the medical expenses, those costs can be deducted from your settlement. Settling disbursements properly prevents surprises later.
Tax considerations and SSDI compensation
Generally, workers’ compensation benefits are not taxable. However, if you also receive Social Security Disability Insurance, some of those benefits may affect your final settlement.
Risks of a total and final settlement (SB 1332)
Under SB 1332, once you accept a full and final settlement, you waive any future medical and disability benefits related to that injury. Judges can approve settlements even if they are not in the worker’s best interest. It is important to carefully review the terms and understand the long-term impact before accepting.
Get help securing your workers’ compensation in Arizona
The Arizona Workers’ Compensation Table, along with the maximum AMW limits, disability ratings, medical needs, and legal guidelines, outlines the key factors that determine your compensation. Understanding these details helps you set realistic expectations and ensures you’re prepared at every stage of the process.
For over 35 years, Cruz & Associates has helped injured workers in Phoenix and Georgia obtain the benefits they deserve. Our bilingual team offers clear guidance, strong legal representation, and a «No Win, No Fee» promise, so cost is never a barrier. Call, text, or contact us via WhatsApp to schedule your free consultation . We speak Spanish.
Atlanta: 404.444.1111
Phoenix: 602.777.6666
